Was this something they told you they did/could do, or did you go down to the DMV and get denied a renewal? Collection agents are known to not tell the truth to scare people into paying, don't take them at their word.

This is a new one, I honestly can't imagine that a loan shark can have your license suspended/non-renewable. You didn't secure the loan with your right to operate a vehicle, and you cant transfer that or sell it to anyone. Your license is issued by the state and only the state can revoke your driving privileges.

If the DMV tells you you're fine, contact the Federal Trade commission and report them. Also sue them for their false statements, you could end up having this debt wiped clean.

Read more about what collection agents can and cannot do here, particularly regarding false statements: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cr e18.shtm

Unfortunately yes they can, and now you know why title loans are illegal in most states. A quick check online shows that Georgia and Alabama are the worst states, with Title Loans being treated like a Pawn in those two states. If your car was worth $5000 and you took a title loan for $100 and defaulted on it, they could legally sell your car for $5,000 and keep every penny. Title loans are only legal in 18 states and banned in 32. In Georgia according to one site, annual percentage rates are commonly 300% or more to pay off the loan.

How did you find out about the title loan company? Did you look it up online, word of mouth from someone else or local advertising such as in a phone book, newspaper, flyer?

I'm thinking if it was from advertising you saw locally, there's the possibility you could go after them for advertising in a State where it's illegal. If that is the case I would contact your State's Attorney Office and maybe get some relief that way. At the very least most communities now have Legal Clinics where free legal advice is available. I would contact one of those clinics before the time comes that you have to pay or lose the car. Sad, sad situation where people make money by preying on the unemployed and needy.

I can't understand how you are not able to renew your license, but as for the tags, that is understandable. As for the license, if you go to your DMV and are unable to renew your license, you should be provided a "compliance summary", which should detail what you need to do in order to get your license reinstated.

If your license was suspended from some court action, such as an unpaid judgment, you often can sometimes get a restricted license to drive to and from work, or get your license reinstated in its entirety if you agree to a payment plan with the creditor.

I would suggest first getting a compliance summary from DMV to determine what is actually holding the renewal of your license and then check with the clerk of the local court to find out if anything can be done to either set up a payment plan or something to get either a restricted or outright driver's license.

The title company i went through picked my van up in 2006 and and now its 2012 and they just put a stop on my licence, this is the first time they have even contacted me. again they came and got the van, they are insisting that they dont have it what do i do? my licence and car are my life line i have kids to take care of